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General Insurance
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Insurance other than 'Life Insurance' falls
under the category of General
Insurance. General Insurance comprises
of insurance of property against fire,
burglary etc, personal insurance such as
Accident and Health Insurance, and liability
insurance which covers legal liabilities.
There are also other covers such as Errors and
Omissions insurance for professionals, credit
insurance etc.
Non-life insurance companies have products
that cover property against Fire and allied
perils, flood storm and inundation, earthquake
and so on. There are products that cover
property against burglary, theft etc. The
non-life companies also offer policies
covering machinery against breakdown, there
are policies that cover the hull of ships and
so on. A Marine Cargo policy covers goods in
transit including by sea, air and road.
Further, insurance of motor vehicles against
damages and theft forms a major chunk of
non-life insurance business.
In respect of insurance of property, it is
important that the cover is taken for the
actual value of the property to avoid being
imposed a penalty should there be a claim.
Where a property is undervalued for the
purposes of insurance, the insured will have
to bear a rateable proportion of the loss.
* Types Of General Insurance :
1) Car Insurance
2)
Corporate Insurance
3) Health Insurance
4) Home Insurance
5) Travel Insurance
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Car Insurance
Car insurance technically provides protection
against the losses incurred as a result of
unavoidable instances. It helps cover against theft,
financial loss caused by accidents and any
subsequent liabilities. The cover level of Car
insurance can be the insured party, the insured
vehicle, third parties (car and people). The premium
of the insurance is dependent on certain parameters
like gender, age, vehicle classification, etc. Car
insurance gives confidence to drive fearlessly but
at the same time should follow the traffic rules. In
emergencies it acts like a boon to the insurer.
With so many car insurance companies vying for
customer base in the market, it is quite difficult
to make a decision like choosing the right policy
covering the requirement, right insurer, etc.
Figuring out the right insurance policy fulfilling
the requirement and being cost effective can be time
consuming. We assists in this endeavor of finding
the right car insurance for the users. Fill in an
online form, and mention the details, specific
requirements and our experts will take it forward.
We bring the most competitive cost quote and
benefits of all insurance companies under one roof
helping decision making.
Corporate Insurance
Our corporate Insurance Advisory, is capable
to include end-to-end Insurance Solutions and
Services to corporates. We cater to the Corporate
Insurance and Risk Management needs for Large
Industrial Houses, Medium Scale Companies and
SMEs.
Provide Comparative and Competitive Quotes from
Insurance Companies
Assist in Policy Administration
Personalized Claims Assistance
Health Insurance
Medical expenses are sky high these days, but
was never cheap ever. Even a small treatment or an
appointment with a doctor might consume a lot of
money. Health insurance is a must, it saves money
and covers unexpected calamities. Health insurance
comes in handy to meet emergencies of severe ailment
or accident. Sometimes it is associated with
covering disability and custodial needs. Life is
unpredictable, insurance can make it safe and secure
from bearing huge loss. Health insurance is
affordable and carries the assurance and freedom
from insecurities that threaten life now and then.
We liaise with the leading health insurance
providers in India and buying through us enables
analyzing costs and benefits from the pool of
policies matching your requirements and of course
not to forget the quality service offered by us.
Home Insurance
Home insurance, also commonly called hazard
insurance or homeowner's insurance (often
abbreviated in the real estate industry as HOI), is
the type of property insurance that covers private
homes. It is an insurance policy that combines
various personal insurance protections, which can
include losses occurring to one's home, its
contents, loss of its use (additional living
expenses), or loss of other personal possessions of
the homeowner, as well as liability insurance for
accidents that may happen at the home or at the
hands of the homeowner within the policy territory.
It requires that at least one of the named insureds
occupies the home. The dwelling policy (DP) is
similar, but used for residences which don't qualify
for various reasons, such as vacancy/non-occupancy,
seasonal/secondary residence, or age.
The home insurance policy is usually a term
contract-a contract that is in effect for a fixed
period of time. The payment the insured makes to the
insurer is called the premium. The insured must pay
the insurer the premium each term. Most insurers
charge a lower premium if it appears less likely the
home will be damaged or destroyed: for example, if
the house is situated next to a fire station; if the
house is equipped with fire sprinklers and fire
alarms; or if the house exhibits wind mitigation
measures, such as hurricane shutters. Perpetual
insurance, which is a type of home insurance without
a fixed term, can also be obtained in certain areas.
Travel Insurance
Be it business or pleasure travel, having a
trouble free trip is what everyone looks forward to.
Illness is uncertain, it can spoil the planned trip.
But with insurance in hand, medical bills are taken
care of. Other difficult situations like loss of
passport or baggage while traveling can also add on
financial difficulties. These are all covered by
travel insurance. Travel insurance usually covers
medical expenses, financial or any other looses
incurred while traveling. Travel insurance is
arranged at the booking of a trip to cover exactly
the duration of that trip. Travel insurance offers
coverage for Student travel, business travel,
leisure travel, adventure travel, cruise travel, and
international travel. Irrespective of the nature of
uncertainties, a suitable travel insurance
fulfilling the requirements can offer the coverage
needed while away from home.
It may save spending a fortune in any tragic
unforeseen incident. But the challenge is to find
the right policy that fits the budget at a short
notice. Here the expertise of We can assist you. We
offer a great search system which assist you buy
best insurance for travel in just a few steps. Our
reliable, innovative and advanced search system
enables comparison of policies with prices and
beneficiaries in just a few clicks. Choosing a
suitable travel insurance best fitting the budget
and requirement just got easier with us!.
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